NEW JERSEY - MAHWAH HOME OFFICE

As the Managing Associate of ICA since 1981, Barron oversees the activities of the firm and provides thought leadership in tailoring consulting services to ICA’s 400 diverse domestic and international clients. Under Barron’s leadership, the organization — comprising legal, accounting and risk management professionals — has grown both in the scope of services it offers as well as in the range of clients it serves.

Over the course of 49 years, Barron has been responsible for homing in on what risk management services each individual industry would most benefit from. In this regard, services were created for management liability needs of clients, as well as services of varying types to protect the client’s own assets and operations. The design of these services also includes auditing of all types of third parties that the client would typically purchase services from that are part of the client’s risk management program. These services support ICA’s Clients that do not have a risk management department or supplement services to Clients that maintain a risk management department. By design, these 20 services bring value and a significant return on the Client’s investment in these services. The depth of ICA’s services has allowed professionals in the industry to refer to ICA as “the gold standard of risk management firms”.

Prior to providing consulting services, Barron led the risk management department for a multibillion-dollar supermarket retailer in the Northeast.

Barron received a Bachelor of Arts degree from George Washington University and he holds his Associate in Risk Management (ARM) from the Institutes Risk and Insurance Knowledge Group. Barron served as a Director of the Society of Risk Management Consultants and as President of the former Insurance Consultants Society. Barron is also a member of the Risk Management Consultants of Ontario, Canada. Barron is both a lecturer and author on many insurance and risk management topics as well as an expert witness in the industry. Barron served as the President of the Center for Holocaust and Genocide Studies at Ramapo College. He is a member of the National Eagle Scout Association.

Barron also focuses his efforts on two of his many passions: health and education-driven philanthropy. Barron serves as a friend and benefactor to charities that protect and educate children and women and is currently funding the construction of a birthing hospital in Uganda. He provides financial support to students from military families seeking university degrees, whose parent has died in the line of duty.

Barron’s devotion to endangered species is evidenced by one of his proudest achievements: his contribution to building the Charles Goldberg African Wildlife Foundation Bonobo Research Center located in the Democratic Republic of the Congo in honor of his late grandfather who inspired Barron’s love of wildlife.

Barron resides in the New York metropolitan area and is currently working on a fictional novel that he hopes will eclipse Harry Potter as the world’s new favorite fantasy adventure.

Barron can be reached at bswall@icarisk.com and via LinkedIn.

Bernard joined ICA as an Associate after serving as the Chief Financial Officer and Risk Manager at Colonial Foods, one of ICA’s Clients. Bernie’s diversified client base includes real estate, hotels, retail, manufacturing, distribution, importing, colleges, universities and a growing presence in healthcare, among other industries.

Bernie is a frequent speaker on cutting-edge insurance exposures facing the business world. He has addressed the New Jersey, Philadelphia and Delaware Apartment Associations on issues such as environmental risk and terrorism as well as current trends in the field of technological risk, including the universe of cyber related exposures.

Bernie derives great satisfaction in authoring customized insurance language for his client’s unique and challenging exposures. One example included the crafting of wording, which enabled the world’s largest Rabbinical Academy to exercise complete control over damaged biblical manuscripts and bury them adhering to religious law, disallowing the insurance company to dispense or salvage these damaged items as they saw fit, thereby violating their special spiritual status.

Bernie’s dedication to his clients is demonstrated by his “never say die” attitude to claim denials by Insurors. His recent successes include overturning an insurance carrier’s denial to a claim despite the advice of an insurance broker as well as the Client’s own outside counsel to the contrary. The Client was reimbursed $750,000 in legal fees it had expended to defend the claim.

Bernie has provided his risk management expertise on a pro bono basis for various not-for-profit institutions and the community at large.

Bernie obtained a Liberal Arts degree from Yeshiva University and is a member of the Society of Risk Management Consultants.

Bernie can be reached at bhammer@icarisk.com and via LinkedIn.

Gary has been an Associate/Principal at ICA for over 20 years.  His achievements on behalf of Clients in the fields of Risk Management and Insurance stems from his experience in Public Accounting (becoming a CPA in 1976) and from being an Executive Officer and CFO of a major regional supermarket operator for 20 years. Gary’s background is fundamental in lending itself to business’ operational excellence and human resource management. Gary’s professional acumen qualifies him to serve as the Associate supervising ICA’s Professional Practices Committee, which is at the heart of ICA’s core services.

Gary is a key figure contributing to both ICA’s and Clients’ strategic and operational planning. Throughout his tenure at ICA, Gary developed dominance managing a complex variety of risks that face the Clients he serves. Gary attributes his success to being an instrumental team player, as he also recruited and developed a team of consultants with the expertise and commitment to overserving the firm’s client base, consistently exceeding Clients’ expectations of their risk management programs.  Such Clients are in diverse business industries, ranging from publicly held organizations to privately held and not-for-profit organizations in the middle market, with specialty areas in the real estate, construction, development, retail, hospitality, professional services, and transportation sectors and managing retail and wholesale risks.

Gary’s credentials are additionally enhanced through the achievement of a BBA degree (Cum Laude status) in 1973, an ARM designation in 2002 and having completed 6 of 8 courses towards his CPCU designation both through The Institutes Risk and Insurance Knowledge Group.  He has been a past President, Treasurer and Board Member of the Society of Risk Management Consultants over the past 10+ years and has excelled in various industry speaking engagements in the aforementioned business segments.

When Gary is not at work, he enjoys spending time with his family, following his favorite sports teams and travelling.

Gary can be reached at gkoppele@icarisk.com.

Nathan Unger has been an Associate/Principal of ICA since 1984.  Nathan’s experience lends itself to providing invaluable insight to each Client he serves by acting as the primary contact between those Clients’ decision makers and ICA’s service team. Nathan’s passion for the results achieved on behalf of each Client is clear, as decision makers turn to Nathan when seeking thought leadership for understanding their risks and qualifying the most suitable risk management options available to them.

Nathan provides guidance and oversight to an experienced ICA team of senior consultants and to others in the organization.  Nathan affirms that dedicating the necessary time and proper attention to each Client is crucial to identifying the Client’s coverage gaps in order to improve coverage certainty where such certainty did not exist prior.  This requires establishing a well-designed process and protocols with each Client, to transfer their insurable risks to insurance companies properly, and for eliminating coverage uncertainties wherever possible. This approach also helps to explain Nathan’s success providing ICA’s litigation support and expert witness services, based on his record of supporting only the interests of the policyholders he serves and by assisting their representation through the legal system.

Nathan’s focus on exceeding Client expectations is attributable to his perspective that he advises the Client as though he were part of the Client’s organization, or in the Client’s shoes.  Nathan also enjoys the diversity of Clients in different industries with whom he interacts daily. While he is called upon by Clients in many sectors, Nathan’s expertise is utilized and appreciated by businesses in the construction, real estate, hospitality, healthcare, financial institutions, manufacturing, transportation, retail and wholesale industries. Furthermore, at ICA Nathan lends his guidance to the Education Committee as well as being a Principal supervising ICA’s Public Relations Committee.

Prior to joining ICA, Nathan held the position of Controller and subsequently Senior Vice President of Finance for a major advertising firm.  His corporate business experience contributes to his understanding of Clients’ management perspectives and addressing their needs beyond the sole capacity of insurance-product knowledge.  Nathan has a Bachelor’s of Arts degree in Accounting from The City University of New York as well as the Associate in Risk Management from the Institutes Risk and Insurance Knowledge Group. In addition, he is a member of the Society of Risk Management Consultants and has spoken before a variety of professional forums on risk management topics.

Outside of the office, Nathan is an avid sports fan and tries to actually visit as many sports venues around the country as possible.  He also enjoys spending quality time and taking vacations with his family.

Nathan can be reached at nunger@icarisk.com and via LinkedIn.

Adelina joined ICA in 2020 and she works fastidiously with ICA Consultants on Client matters in diverse and different industries. Her responsibilities and duties include reviewing insurance policies, binders and certificates, maintaining schedules of insurance, as well as preparing information for renewal marketing initiatives and assisting with claims advocacy on behalf of the Client.

In 2013, Adelina graduated from Penn State University with a Bachelor of Arts in Human Development and Family Studies. She acquired a Master’s in Business Administration from Ramapo College of New Jersey in 2017. Prior to joining ICA, she worked in the financial industry for five years as a Financial Services Representative where she gained broad knowledge of banking, business management and customer support, which have enhanced her service of ICA’s clients.

Outside of the office, Adelina enjoys playing tennis, kayaking and traveling, as well as being dedicated to her family in raising her two young children.

Adelina can be reached by adiaz@icarisk.com and via LinkedIn.

Angela joined ICA in 2021 as a Compliance Account Manager having gained her experience in the insurance industry.

Her background and expertise includes managing clients in the Real Estate and Construction industries as well as specific expertise in insurance for Associations comprising Homeowners and Condominium Owners.

Presently at ICA, she manages the insurance compliance requirements for large commercial loans in the real estate and construction space to protect her clients’ equity interests. Prior to joining ICA, Angela was employed for 10 years by a national insurance brokerage organization as a Middle Market Account Manager. In that role, she serviced a diverse portfolio of clients, gained knowledge in the insurance field and developed her passion for the industry.

Her passion for the industry and the continual need to expand her knowledge led her to achieve the Certified Insurance Counselor (CIC) designation awarded from the National Alliance for Insurance Education and Research. She is now a member of the Society of Certified Insurance Counselors.

Angela graduated from Sacred Heart University in Fairfield, CT with a Bachelors’ Degree in Communications.

Outside of the office, Angela enjoys reading, paddle boarding and cooking.

Angela can be reached via email at averrone@icarisk.com and via LinkedIn.

Barbara’s positive nature, can-do personality, dependability and professionalism make her a perfect fit at ICA. Barbara’s organization, attention to detail and proclivity for being a team player are all traits that make her a valuable asset in terms of coordinating activities that ICA is involved in, both within and outside the organization.

Furthermore, her ability to make ICA’s Clients feel valued on the phone and in person, coupled with her courteous manner, have served her well in her role as the “voice” of ICA.

Barbara diligently coordinates a variety of projects and serves many functions for the Associates, which contributes to the smooth running of the office. She also manages key aspects of ICA’s systems and procedures, which supports the practice groups at large. In addition, Barbara is the custodian of ICA’s Library and Research Center®, which is fundamental to ICA’s service deliverables to its clients.

Prior to joining the ICA family, Barbara worked in various administrative and supportive roles to executives, for a variety of industries, which included an organization that specializes in worker’s compensation and the recapture of insurance premiums.

Barbara shares her passion for volunteerism and community service with many ICA professionals and support staff. She has served on the Board of her condominium association and regularly volunteers at a local animal shelter, as well as a therapeutic equine riding program, which she currently supports on an ongoing basis.

Barbara can be reached at bcomly@icarisk.com.

As a graduate of St. John’s School of Risk Management and Actuarial Science, Danielle was very decisive regarding her career path within the insurance industry. Beginning her professional career, at a major insurance company, as a claims examiner, Danielle handled large property and casualty claims. In this role, she interpreted complex insurance coverages, to aid in the processing of the company’s in-house litigation, with their ongoing lawsuits. As an examiner, she was also responsible for negotiating claim settlements, that could avert going to trial at the Supreme Court level.

After some time, Danielle diversified her professional portfolio and skill set by becoming an insurance broker. In this role, she managed all aspects of account servicing and placement of large national and international clients. She handled pre and post insurance renewal strategies and client stewardship meetings. As she mastered her roles and responsibilities as a broker, managing a large book of business, her efforts were recognized, as they grossed her organization, $30 Million in revenue.

Always looking for a challenge, Danielle decided to apply her experience and knowledge to become a Risk Management Consultant. Danielle joined the New Jersey Headquarters of ICA Risk Management Consultants in 2022. As a Risk Management Consultant, Danielle has fully integrated herself into the team, actively collaborating with other consultants to quickly identify client risks and provide solutions, ensuring the best possible service to ICA’s clientele.

Danielle’s hobbies include swimming, dancing, tennis and hiking. She is also very passionate about travel and giving back to her community.

Danielle can be reached at Dpile@icarisk.com

Dawn joined ICA in 2009 as an accountant/office manager. Since that time she has become responsible for all accounting functions at ICA’s home office in Mahwah, office operations and human resource functions. Dawn interacts with Clients and ICA’s professionals on a regular basis and has earned their respect for her dedication, timeliness and professionalism in all her endeavors.

She graduated summa cum laude from Ramapo College in Mahwah, NJ with a Bachelor’s in Accounting. Following her college achievements, she practiced public accounting at KPMG, having passed all the parts of the CPA examination, and also at a local accounting firm prior to joining ICA. Outside the office, Dawn enjoys hiking, cycling and gardening.

Dawn can be reached at dmessina@icarisk.com.

Dexter joined ICA in 2018 as a Consultant. He came to ICA with 15 years of experience in the insurance industry managing an assorted portfolio of clients. His wealth of knowledge has been put to good use at ICA as a result of the above, and Dexter has been able to work with many risk management programs for the diverse needs of the Clients he services.

Currently, Dexter services Clients in various industries including specialty trade contractors, homebuilders, logistics organizations, hospitality businesses and other organizations with entertainment risks.

Dexter attended both the Hartford School of Insurance where he earned his CLCS designation through the National Underwriter, and St. Johns School of Risk Management, Insurance and Actuarial Science for additional insurance courses. Dexter went on to earn his CISR designation through the National Alliance for Insurance Education and Research demonstrating his commitment to exceptional service and leadership in the insurance industry. Dexter earned his Associate of Applied Science degree from Rockland Community College.

When Dexter is not in the office, he enjoys attending concerts, time with his family and friends and is an avid recreational basketball player.

Dexter can be reached at drosario@icarisk.com and via LinkedIn.