ICA was retained by a manufacturer of rectifiers and component parts who was sued for breach of warranty because one of their products allegedly never worked properly, causing the end purchaser to sustain a business loss.
case studies
Integrity • Commitment • Awareness

Electro-Chemical Company Reaps Huge Savings
A Client brought in ICA to market its risk management and insurance program. By tailoring specifications to suit their needs, carefully selecting brokers and insurance companies specializing in this hard to place products liability industry, ICA managed to nearly cut the total risk management budget in half.

Even Where You Think You Have Coverage…Check Again… ICA Helps Design and Implement a Certificate of Insurance Program
A commercial real estate owner had a slip and fall claim which took place on property that was the responsibility of the tenant to insure. The lease required the tenant to maintain the insurance and to indemnify and hold harmless the landlord for any claims arising on the leased property.

Finding Flaws and Recovering Misdirected Funds from a Third Party Administrator
An ICA Client, one of the nation’s largest Real Estate Investment Trusts, had sought ICA’s help clearing up claims information and confusion they had with the billing statements from their third party administrator.

Household Name Appliance Company Seeks Advice as To How the Sarbanes-Oxley Act Affects Their D&O Policy
After the passage of the Sarbanes-Oxley Act, this Client, knew that it had to address all the new reporting issues required by the Act. Their accountants were quite helpful from the accounting perspective, yet the Client had little understanding as to how the Act would interact with their Directors and Officers Liability Policy.

ICA Can Find Coverage for Uncovered Claims
ICA was retained by a chemical manufacturer in Pennsylvania. The Client was sued in Federal Court for damages allegedly resulting from the plaintiff’s prolonged exposure to a pesticide distributed under the Client’s label.

ICA Can Find Insurance for Any Far-Fetched Scenario
One of our Clients manufactures leather goods for the automotive industry and often exports them overseas. When Mad Cow Disease reached US shores, with the report of a few incidents in Washington State, the Client’s shipments of hides to South Africa were in jeopardy of being rejected due to a recently enacted embargo of US bovine products to that country.

Intellectual Property Dispute – From “Grey” to Black and White Coverage Answers
A well-known retail supplier faced suit by one of its competitors, for trademark infringement.
The adjudicating state court put into effect a cease and desist order, to prohibit the importer from continuing to sell any of its products within the entire state.

Managing the Increasing Costs of Health and Benefits Plans
A long-standing Client had utilized ICA’s services to manage their property and casualty insurance program. Upon facing an astronomical health benefits cost increase in 2001, the Client reached out to ICA for help to address their coverage and cost management needs.

Multi-Million Dollar Property Owner Faces Cancellation and Non-Renewal by its Property Insurer
A forty-year Client of ICA was told by its property insurer that their coverage would not be renewed based on certain vaguely referenced “underwriting guidelines”. ICA stepped in and worked with both the Client and the insurer to come up with palatable, cost-effective solutions that would meet the needs of both sides