NEW JERSEY - LONG HILL OFFICE

Michael has been an ICA Associate/Principal since 1989. Prior to joining the firm, Michael spent twelve years in corporate accounting where he headed the finance and risk management departments of a large retail company, one of ICA’s clients.

Michael is the team leader of the Long Hill, NJ, office, where he employs his expertise in finance on behalf of clients. Michael’s practice group services clients that can be found throughout the United States and Canada. Michael’s group has a combined 100 years’ of experience handling all aspects of corporate risk management with a heavy emphasis on real estate. Each member of the team brings a unique perspective, honed through their backgrounds in finance, law, financial institutions and claims, which provides clients a superior depth of expertise. These clients, many of whom have been with ICA for over 25 years, are concentrated in the fields of real estate investment and development, private equity, commercial lending, property and asset management, habitational real estate and hospitality. However, the Long Hill office full client base spans the commercial spectrum, including law firms, franchisors, trucking, logistics and warehousing, health clubs, publishers and more.

Michael’s client industry experience includes real estate investment and development, private equity, construction, franchising, property management, hospitality, transportation and warehousing, health clubs and others. On a daily basis, Michael is involved with all aspects of corporate risk management, assisting clients with the transfer, elimination, mitigation and finance of their risk of financial loss.

Michael received his Bachelor of Science degree in Management Science from Kean College. He has earned the Associate in Risk Management (ARM) designation through the Institutes Risk and Insurance Knowledge Group and is a member of the Society of Risk Management Consultants.

When not managing risk for others, Michael enjoys hiking and all outdoor sports.

Mike can be reached at MGurval@icarisk.com and via LinkedIn.

Sue, ICA’s Senior Practice Leader, began her tenure with the firm in 1996 as a Senior Consultant.

Upon graduating law school, Sue completed a one-year clerkship with Assignment Judge Herman L. Breitkopf of the Superior Court of New Jersey. Thereafter, Sue was an associate with a private-practice law firm specializing in insurance coverage, and then went on to utilize her insurance-coverage expertise at a nationally recognized legal publisher, writing and editing legal treatises on various aspects of insurance law.

At ICA, Sue’s client industries include real estate investment and development, private equity, construction, franchising, property management, hospitality, law firms and lenders, among others. Sue’s practice focuses on contractual risk transfer, mergers and acquisitions due diligence, complex-litigation and claims management, auditing of insurance and risk programs, negotiating insurance programs, assisting with loss adjustment and risk management advice. In her spare time, you can find Sue in her recording booth narrating various voice-over projects.

Sue received her Bachelor of Arts degree in English from Rutgers College and her Juris Doctor degree from Rutgers School of Law – Camden. She is a member of the Society of Risk Management Consultants.

Sue can be reached at SBernstein@icarisk.com and via LinkedIn.

Rachael joined ICA as a Consultant in the spring of 2018. Prior to that, Rachael spent almost 20 years working at both personal-lines and specialty-lines insurance carriers, where she honed her claims-handling skills. Rachael was also part of a start-up Managing General Agent where she was involved in every aspect of accounts from initial submissions, rating, quoting, binding, issuance of endorsements and loss control.

Rachael is our claims master, spearheading the claims investigation and consulting services for the Long Hill office. Rachael also provides full-service risk management consulting, including designing insurance specifications, insurance marketing, negotiating coverages and premiums, assisting in loss adjustment, establishing procedures to reduce exposure to loss and mergers and acquisitions due diligence. Rachael has developed a niche vertical for this practice working with Special Servicers. Rachael works alongside Special Servicers and Receivers assisting in all insurance related aspects of properties moving down the REO path to foreclosure, through the foreclosure period and until the property is sold. In addition, Rachael works on a portfolio of performing loans for a lender, approving borrower insurance information for closing.

Outside of work, Rachael enjoys spending time with husband, 2 daughters and 2 dogs. She volunteers at many school-related functions and sports related activities for her children.

Rachael attended Kean University with a focus in business management. She obtained her Commercial Lines Coverage Specialist Designation from the National Underwriter Company in February 2019; and her Accredited Advisor of Insurance Designation through the Institutes in June 2019. Rachael joined the Society of Risk Management Consultants (SRMC) in the Spring of 2022. She is on the Education, Website, and Public Relations committees for the SRMC and is developing a podcast for the organization. She is currently pursuing the Associate in Risk Management Designation and after that has plans to pursue the Associate in National Flood Insurance Designation.

Rachael can be reached at RScheckman@icarisk.com and via LinkedIn.

Jamil joined ICA as a Consultant in 2021. He obtained a degree in Business Administration with a specialization in Risk Management and Insurance in 2016. After graduating, he spent five years at a top performing regional carrier, primarily handling the underwriting of large habitational real estate accounts. A recipient of the 2018 President’s CPCU Scholarship, Jamil obtained his CPCU in the fall of 2018 and is currently the vice president of his local chapter.

Jamil consults on a broad range of risk and insurance matters for clients in real estate private equity, management, and development fields. Primary responsibilities include acquisition due
diligence, insurance marketing, contractual risk transfer and insurance requirements for leases, vendor and development contracts as well as managing the certificate of insurance review process for contracts in addition to claims management. Jamil’s unique perspective from his underwriting background is valuable in evaluating insurance proposals and negotiating coverage enhancements and rate reductions on behalf of ICA’s clients..

Jamil resides in Vermont with his girlfriend and spends his free time mountain biking, skiing, and boating on Lake Champlain.

Jamil can be reached at JHandy@icarisk.com or via Linkedin.

Mike has been with ICA since 2007. He is currently a Risk Analyst and provides insurance policy auditing, exposure analysis and data-base management support to the Long Hill practice group.

Mike attained his Commercial Lines Coverage Specialist (CLCS) designation in 2016.
In his spare time Mike, immerses himself in the study of language, including Mandarin Chinese and Japanese. Mike also plays guitar, woodwinds and brass instruments.

Mike can be reached at MRGurval@icarisk.com

Lea joined ICA in 2020 after graduating from Emerson College, where she received her Bachelor of Science Degree in Marketing Communications and a minor in Journalism.

She is currently a Risk Analyst and is training to be a consultant. Her focus has been claims analysis, maintaining client databases, evaluating exposure data, and auditing insurance policies. Prior to joining ICA full time, Lea worked part time as an administrative assistant and intern for Plymouth Rock Insurance Company.

Outside the office, Lea enjoys baking and exploring her new neighborhood.

Lea can be reached at LGurval@icarisk.com and via LinkedIn.

Loraine has been with ICA since 1994, where she serves as the office manager of the Long Hill office. Loraine also provides data-base management, administration and full-service office support to the Long Hill practice group.

In her spare time, Loraine volunteers at the Center for Hope Hospice in Scotch Plains, NJ, and Father Hudson House – Center for Hope Hospice in Elizabeth, NJ.

Loraine can be reached at LKraus@icarisk.com