A Client brought in ICA to market its risk management and insurance program. By tailoring specifications to suit their needs, carefully selecting brokers and insurance companies specializing in this hard to place products liability industry, ICA managed to nearly cut the total risk management budget in half. The Company had for years relied on one broker to handle the entire program, assuming they were obtaining a fair deal and good coverage. Once ICA reviewed the programs and pointed out numerous policy flaws, areas of improvement, what rates were being charged to competing companies in their industry this Client realized it had been overpaying for years – for inferior coverage! As the Client pointed out to ICA after successfully cutting their costs, “you shop around for cars, for appliances, for everything else in life, we never realized we should be shopping around for our insurance coverage!”